House Insurance

Housing insurance is not normally provided by landlords, nor is it compulsory in any situation. It’s also usually relatively affordable, although this depends on what sort of valuables you keep at home. There are different packages are available depending on your coverage needs. You may want to get your household appliances insured, to protect yourself in case of burglary, vandalism, or natural disaster. You can try these insurance providers:

Royal Sundaram General Insurance: http://www.royalsundaram.in

Royal Sundaram Alliance Insurance Co.Ltd
1505-1506, 15th Floor, Ambadeep Building,14, K. G. Marg,
Connaught Place, New Delhi – 110 001
Phone: 91-11-23321910
Fax: 91-11-23321903
Email: customer.services@royalsundaram.in

Tata-AIG General Insurance:http://www.tataaiginsurance.in/taig/taig/tata_aig/personal/home_insurance

4th Floor, 8-A, Milap Niketan,
Bahadur Shah Zafar Marg, Near ITO
New Delhi -110002
Phone: 011-43021000

The Oriental Insurance Company: http://www.orientalinsurance.org.in/portal/dt

Oriental House,
A-25/27, Asaf Ali Road,
New Delhi – 110002.
Phone: 23279221 – 25 (10 lines)

Gas/Electricity/Water

Delhi faces a power shortage and blackouts during the summer are frequent. Many houses in Delhi have their own power generators or inverters to meet their electric demand and for back up during power cuts. The distribution of electricity is carried out by: BSES (http://www.bsesdelhi.com). Your house will probably already have an electricity connection when you rent it and this will remain in the name of the landlord. However, you will be responsible for paying the monthly bill. This will be delivered to your house and you can pay it over the phone or visit the nearest electricity department which will be indicated on the bill. Electricity costs in INdia are comparable or just slightly cheaper to those in Western countries, and usually average about Rs. 4 per unit. Air-conditioning uses a lot of energy, so expect to pay considerably more in the hot summer months.

Unlike in most Western countries, gas is rarely piped in. It’s normally provided to households in gas cylinders. This is a privatised arrangement and connections are from one of the many gas providers in the city. Most households have two gas cylinders—when one gets empty, you can use the second cylinder while waiting for a replacement. However, you might want to tell your relocation agency or landlord to handle this for you. Again, you will not change the bill to your name and most homeowners are already signed up with a gas provider. Usually, the gas will be delivered to your home, although some will require you to collect the cylinder from their agency outlet. You will have to ask your landlord for the exact procedure. A cylinder costs approximately Rs 300. For a list of gas agencies visit this link: http://yellowpages.sulekha.com/keywords/delhi/gas-distributor.html

The water supply in Delhi is managed by the Delhi Jal Board (DJB, http://delhijalboard.nic.in/djbdocs/help_desk/information.htm) and your house will probably already have a connection when you rent it. Your landlord will provide all relevant information and it’s likely that the account will already be under his or her name, so you will need to simply pay your landlord directly. Some landlords bill per consumption, but most simply ask for a fixed charge for water, usually anywhere from Rs. 100-200 per month, per person, depending on your neighbourhood.

The Municipal Corporation of Delhi (MCD) is responsible for sewage and waste management. You will probably have to pay for someone to collect garbage from your house.

Postal services

The Indian Postal Service is owned and managed by the government. It is a pretty efficient system and provides a wide range of services. Post is delivered once a day from Monday to Saturday. Stamps can be purchased from the postal offices and from some general stores. For a nominal price, it is possible to rent post boxes for a minimum of six months. To start the services just visit the postal office closest to your house and introduce yourself.

For more details visit, http://www.indiapost.gov.in

Courier Services: Many quality courier services in Bangalore do both national and international deliveries. Some of them even offer you free pick-up. List of courier services that are available in Bangalore are:

Shipping Companies

Some of the international shippinfg companies you can try are:

For a list of Indian shipping companies, visit this link: http://india.shipping-international.com/cargo-shipping/

There are also some relocation companies that deal specifically with foreigners. AGS Four Winds (http://www.agsfourwinds.com/) is one of the best in town and offers reliable relocation packages for expats. Wrier Relocations is also well-known, but are known to be unreliable and are best avoided.

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