Chicago preview

USA

The banking system in the U.S. is very safe with branches, ATMs (automatic teller machines) and drive-through service having security cameras, and websites having enhanced encryption for safe online banking. Many Chicagoans check their balance and pay bills online or receive email alerts for minimum balance or cleared checks, even as a text on their cell phone.

One aspect many expatriates are not accustomed to is the drive-through system. Most banks, even downtown, let you drive up to a station and conduct bank business out of your car or truck window. Outside ATMs are also designed for easy access by vehicle. It is efficient and fast. The process is safe but if you have to discuss confidential matters, it is recommended that you go inside the branch and speak to a teller or advisor there.

Expatriates may be used to easily wire money in their home country. In the U.S., money transfer has not become popular, with the exception of online banking, where you log in online and request to pay a bill with money from yo…