Berlin preview

Germany

Opening an Account

German bank policy is one of the easiest when it comes to foreigners opening accounts. You’ll need to bring with you:

  • Passport (student accounts need proper student identification)
  • EU citizens need to show proof of registration in Germany (polizeiliche Anmeldebestätigung). All others need residence permit or registration confirmation.
  • Residential address in Berlin; no proof necessary, but it definitely helps things along; a utility bill, lease or letter from landlord will suffice.

Most branches have at least one English-speaking employee. When you ask to open an account (ein konto eröffnen), a bank representative will assist you, in English, to complete paperwork, which is in German. You do not necessariarly need to make an appointment to open a bank account, however if an English speaking employee is not available and you require this assistance, you will be able to schedule a suitable time.

You will receive materials for your records as well as a “Welcome” brochure featuring the bank's services now available to you. You may receive a starter bank card, but your official card will be sent to you in the mail.

Bank customers typically have a friendly relationship with at least one customer service representative at their bank branch, and it is common to call him or her when you need services.

Services

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